How Much Do Self Employed Home Inspectors Make 2?

Home inspection can be an exciting career path for self-motivated, skilled individuals. Joining an established company early can help build experience and establish yourself.

Your clients also provide an ongoing supply of inspection appointments – particularly important if you’re transitioning from another field.

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Home inspectors can make an excellent living from self-employment as home inspectors, though it requires you to be self-sufficient with both start-up costs and taxes. Before beginning to conduct inspections, however, you need to have proper insurance in place – many states mandate liability coverage but you may require more to cover additional services like mold testing or ancillary inspections.

Home inspections are an essential element of buying or selling a house, helping buyers avoid unexpected costs in the future. A professional home inspector is trained to identify various problems such as electrical and plumbing issues, leaky roofs and unsafe structures – plus will also inspect both exterior and interior conditions of properties before providing their findings in an in-depth report to both homeowner or buyer.

Home inspector salaries typically fall into the $40,000 to $60,000 per year range depending on their area and type of inspection, with more experienced inspectors earning upwards of $100k annually.

To become a home inspector, you’ll need to complete a training course and pass a certification exam. Furthermore, business insurance and licensing will likely be necessary. Home inspectors certified with InterNACHI often have more success in the industry and command higher fees for their services. It would also be wise to join a network of home inspectors or attend seminars in order to expand your knowledge on this industry.

Many home inspectors operate as independent contractors and charge a flat fee per inspection, which allows them to set their own schedule without incurring commuter costs; as well as controlling overhead expenses by working from home instead of an office space.

Home inspectors need to be adept at communicating effectively with their customers, particularly when discussing technical subjects like water heaters or gas pipes. Furthermore, they must be physically fit enough to climb ladders and crawl through crawl spaces as well as have an eye for detail in order to detect even minor defects in homes.


Home inspectors can earn significant incomes through inspection services. Tax liabilities can have a devastating impact on their bottom lines; to minimize them, consult with an accountant and attorney prior to starting their business. Hiring employees may also help decrease tax liabilities.

Salary differences for self employed home inspectors depend heavily on whether or not they work alone or as part of a company. Self employed inspectors have greater freedom in setting their fees and scheduling to suit clients needs, while working for an inspection firm usually means receiving benefits like insurance, fuel discounts and expense reimbursements.

Location also plays a factor when it comes to income for self-employed home inspectors, with those residing in areas with higher demand for inspection services earning more due to market forces such as new homes being constructed or current homeowners looking to sell existing ones.

People looking to break into self-employment may benefit from enrolling in an established training program and getting their license. Doing this will not only establish them with clients, but will also boost earnings potential and credibility with regulators who require licensed home inspectors to follow certain laws and regulations designed to safeguard consumers from unqualified practitioners.

Many new home inspectors begin their careers by joining an established home inspection firm before venturing on their own. This is an ideal way for novice inspectors to gain experience while learning from more seasoned inspectors while honing their skills while adhering to state and federal regulations.

Are You Thinking About Becoming a Home Inspector on Your Own? ZipRecruiter lists cities which pay higher average wages than the national average of $47,940 for this career field.

Business expenses

Home inspectors can make an excellent living as professionals, yet there are expenses associated with running their own business that must also be considered when making income calculations. Equipment, marketing costs and fees all play an integral part of running any successful enterprise – it’s therefore wise to have a budget ready before setting out as an inspector.

The salary of a home inspector depends on both their field of inspection and where they work, so it varies considerably from region to region. Home inspectors who offer additional services such as mold or termite inspections could make significantly more. Furthermore, specialization can earn them even more; commercial inspections or expert witness testimony offer further opportunities.

Home inspector salaries may also depend on their local cost of living. Cities with higher costs of living tend to offer greater remuneration for home inspectors compared to lower cost regions; however, this doesn’t hold true always – some home inspectors may choose to move to cities with lower living expenses in order to increase earnings.

Home inspectors can increase their earnings beyond earning a salary from their home inspection business by working closely with real estate agents to create new customers and build their client network over time. It’s also worthwhile attending networking events to meet other home inspectors in your region and increase revenue generation.

Self employed home inspectors can expect an annual income as high as $97,000 depending on numerous factors; how quickly and efficiently inspections are completed will ultimately dictate this figure.

Before taking the leap into self-employed home inspection, prospective inspectors should carefully consider all costs related to training and expenses – which may exceed $15,000 with tools, software licenses, and startup expenses added on.


Home inspectors typically make an excellent living working closely with homebuyers and sellers, providing appointments, explaining findings, providing reports, as well as conducting follow-ups with prospective clients. Although this job can be rewarding, it also requires much hard work; those self-employed must cover expenses such as liability insurance premiums themselves.

Insurance premiums for a new home inspector vary by location, but on average are around $2,000 annually. Furthermore, self-employed home inspectors will need to cover additional expenses such as gas and equipment purchases; as these expenses could escalate overtime it is important that before making your decision to open an inspection business.

As another way of increasing your earning potential as a home inspector, licensure in your state can also help. Although licensing may not be required in many states, licensing will make your business more cost-efficient and increase client trust. Joining InterNACHI or ASHI may provide access to valuable business resources and networking opportunities.

Investment in marketing your services can also help your business to thrive, whether through website, social media and local print advertising or professional logo, business card and flyer creation services. Software such as Microsoft Office or QuickBooks is also helpful for keeping track of daily processes.

Many hopefuls enter home inspection thinking they can immediately start making money; however, they soon discover it takes much hard work to establish a successful home inspection business.

Bowers has reported that many inspectors fail because they lack the appropriate business skills. Many inspectors assume home inspection will be straightforward due to their technical background, only to discover it is anything but. Some even attempt to leave their day jobs only to realize six months in that they’ve gone through all their savings and must take on additional jobs just to cover expenses.