Can You Use a Best Buy Card Same Day?

There are many reasons why you may want to use a Best Buy credit card. These cards are great for electronics shoppers, and can be a great way to earn rewards for your purchases. You can also find special financing offers with some of them. However, be careful of the fees and the APR.

The Best Buy Visa card has a number of benefits that set it apart from other similar cards. In addition to 2% back on gas and dining, you’ll receive a 5% rewards bonus on all your Best Buy purchases. Plus, the Best Buy Visa card allows you to choose between a store card or a rewards card. If you choose the rewards card, you can redeem your points for a certificate. Each point is worth 2 cents, so you can redeem 250 points for a $5 certificate.

You can also take advantage of a special financing offer with a Best Buy credit card. Depending on the type of product you purchase, you may be able to finance your purchases for 12 months or 36 months. Keep in mind, you won’t be charged any interest on your balance if you pay it off in full before the end of the promotional period.

To apply for a Best Buy card, you’ll need to be at least 18 years old. Applicants will also need to provide a valid Social Security Number and a driver’s license. Once they are approved, they will receive their card through mail within seven to fourteen days. They can also manage their accounts online or through the Citibank portal.

Although the Best Buy Visa card has a lot of other features, its APR may be high. It’s not recommended for those who don’t plan to make payments on time. Also, this card doesn’t allow you to use your rewards anywhere else.

Some Best Buy co-branded store credit cards also offer deferred interest financing, allowing you to enjoy a lower APR. This can be especially helpful if you’re planning on paying your card in full every month.

With a Best Buy store card, you’ll receive free standard shipping on purchases $35 and above. Additionally, you’ll be able to access special sales and promotions. And, you’ll be able to set up your account and receive alerts when your account balance is low or you need to make a payment. You’ll need to log in with your user ID and password to make purchases and manage your account.

Another benefit of the Best Buy store card is that it offers a 25 day due date for your payments. In addition, you will be required to pay a $39 late payment fee. If you don’t pay your bill on time, all of the interest on your balance will be applied.

Finally, some Best Buy store cards also have a 0% introductory APR offer. That’s a good deal for those who can make the required minimum payment, but it’s not a good deal for those who don’t have the money to make the necessary payment.